At CapitalCashFunds.com, accessible from CapitalCashFunds.com, one of our main priorities is the privacy of our
visitors. This Privacy Policy document contains types of information that is collected and recorded by
CapitalCashFunds.com and how we use it. If you have additional questions or require more information about our
Privacy Policy, do not hesitate to contact us. This Privacy Policy applies only to our online activities and
is
valid for visitors to our website with regards to the information that they shared and/or collect in
CapitalCashFunds.com. This policy is not applicable to any information collected offline or via channels other
than
this website.
Consent
By using our website, you hereby consent to our Privacy Policy and agree to its terms. The services provided
on
the Website can be used only by the legal residents of the United States over 18 years old. The operation of
the
Website is aligned with federal, state and local laws of the USA. Thus, once You willingly register on the
Website by submitting Your information via the online form you hereby consent to our Privacy Policy and
agree to
its terms. You confirm that You understand that the use of the information You submit on the Site is
governed by
these documents. For this reason, You are encouraged to study these documents carefully prior to submitting
Your
information on the Website. If You disagree with or misunderstand the clauses of the Terms of Use and
Privacy
Policy of this Website and/or refuse to accept the provisions of the documents stated above, You should
cease
using the services of the Website and should not provide Your information and register on the Website via
online
form or in any other way submit and share Your information on the Website. If You have doubts regarding the
use
of the Website or its services, You can contact us via the details we provide on the Website. If You
willingly
refuse to use the Website, You should close this and other pages of this Website.
Information we collect
I. Personally and Non-Personally Identifiable Information In order to register on the Website and use its
services, You need to provide Your personally identifiable information (PII) via the online form on the
Website.
The way this information is collected, stored, shared, and used is determined by the provisions of this
Privacy
Policy. This information is essential to provide You with the service You request by using the Website. If
You
do not need to use the service of the Website or for some reason decide to cease the use of the Website, You
should not submit Your PII information on the Website. PII includes but is not limited to the following
information: Your first and last names, address, email address, telephone number, date of birth, employment
information, Social Security number, other ID information, banking information. Apart from PII, we collect
Your
non-personally identifiable information (NPII) available upon Your using the Website regardless of
submitting
any personal information on the Website. NPII includes but is not limited to the user’s behavioral data,
such as
Internet Protocol (IP) data, browser details, geo position, user’s operating system, the pages of referral
and
exiting, date and time details, Internet service provider details etc. The NPII we collect from You can be
transmitted to the third parties we contract with unless You exploit the means to hide Your NPII or express
Your
request to stop using Your NPII directly.
How we use your Information
We collect, store, share and use Your PII information under the provisions of this Privacy Policy. All the
information You provide is protected by our top security means and encryption methods. The information You
submit by registering for the services is used to perform search and connect with one or more lenders we
contract with who can provide You with the loan products You expressed Your interest in. Your submission of
the
information is considered as an expressed will to be connected with a lender or financial service provider.
Additionally, the information we collect can be used to contact You in order to provide with the marketing
information on the products You expressed You interest in. Moreover, we can use this information to provide
protection from potential malicious activity and fraud in the Internet. We will collect, store, share and
use
Your information only upon Your expressed consent You give while clicking the respective button or ticking
the
box of consent, which authorizes us to use Your information as set herein.
We use the information we collect in various ways, including to:
Provide, operate, and maintain our website
Improve, personalize, and expand our website
Understand and analyze how you use our website
Develop new products, services, features, and functionality
Communicate with you, either directly or through one of our partners, including for customer service, to
provide
you with updates and other information relating to the website, and for marketing and promotional
purposes
Send you emails
Find and prevent fraud
Your PII can be shared with governmental entities, disclosed completely or partially upon request from any
authority or authorized organization if such disclosure is lawful and considered necessary for these
reasons:
it is ordered or required to comply with the legal processes;
it is obligatory to protect the property of the owner of the Website or its affiliates and in no way
contradicts
applicable laws;
it is necessary to prevent crime and/or protect national security;
it is necessary to protect personal or public safety.
In case of merging, acquisition, consolidation or purchase of the owning company and its assets, it is
possible
that Your PII may be transferred and, thus, disclosed to the receiving party on the course of the stated
actions. According to the court’s decision on insolvency proceeding, if it takes place, in case of
liquidation
of the owning company, the liquidating party or the authorized representatives of the company can transfer,
sell, dispose or license Your PII within the provisions stated by this court’s decision. In this case, it is
possible that the owners of the PII shared on the Website will be notified of the forthcoming procedures and
modifications upfront or the notification will be published openly on the Website. It is possible that
acquisition, merging and other stated modifications are associated with a non-US company.
Third Party Marketing
It is possible that Your PII can partially (excluding such sensitive information as SS number and banking
and
financial data) be shared for the marketing purposes with some of third party marketers, lenders and
advertisers, we contract with. In this case, the receiving parties, as third part marketers, may use this
information and share it with other third party marketers who may initiate marketing activity towards You in
the
way of presenting You the products You have expressed Your interest previously while submitting Your
information. In case You decide to opt out from receiving such marketing messages and/or offers, You can
easily
unsubscribe and eliminate Your information from the lists compiled by these third party marketers to send
You
messages simply by using an unsubscribe option (option button or link) in the respective message. The means
for
marketing activity include but are not limited to direct mail, short messages, online banner ads,
telemarketing
calls, emails etc.). Apart from that, Your information can be used to track Your online activity and collect
Your online behavioral and searching information. This activity is usually performed to improve the quality
of
the services presented to You online and adjust marketing activity to Your requirements and needs.Keep in
mind
that the way third party marketers use Your information is subject to the provisions of their legal
documentation and regulations, including but not limited to the privacy policies and the terms of use of
their
websites and services. For this reason, since we take no obligations for the manner Your information can be
used
by these parties, we encourage You to acknowledge how Your information is to be used according to the
provisions
of the legal documentation of these third party marketers. If You wish to eliminate Your information from
any of
the lists or databases of these third party marketers, You should contact them directly. By continuous use
of
the Website and attempt to use the services presented on the Website, You expressly agree that You have read
and
understand the provisions of the legal documents, which control the use of Your information on the Website,
and
the terms of collecting, storing, sharing and using of You PII and the way Your shared PII can be used by
third
party lenders and third party marketers.
Email Marketing & Telemarketing
By agreeing to the Terms of Use and this Privacy Policy, You confirm that we and third party lenders and
marketers with whom Your information is shared according to the provisions of this Privacy Policy can use
Your
PII for advertising purposes, including but not limited to email and telemarketing Your PII can be used for
direct and indirect communication, including but not limited to telemarketing calls, assistance calls and
credit
product and service offers via the telephone number You have provided in the online form. Either we or third
party lenders and marketers can use this number even though it is listed in any corporate, state, or federal
Do-Not-Contact registry, suppression lists or the like. Since Your submitting of the information via online
form
is determined as an attempt to make a purchase or receive a service, the processing and application of Your
request is performed according to the provisions of Amended Telemarketing Sales Rule, 16 CFR §310 et seq.
(the
"ATSR"). According to ATSR, even if Your telephone number is listed in FTC Do-Not-Call List, we are
authorized
to contact You upon Your given consent using telemarketing. Since Your inquiry to third party marketers and
request for the service on the Website are also considered as a an attempt to make a purchase, according to
ATSR
these third party marketers are also authorized to contact You using telemarketing. By giving Your consent
to
use the Website and provide Your information to use our services, You confirm that You are at least 18 years
old
and legally authorized to own and use a mobile device. You also confirm that You realize and understand the
liabilities and possible charges associated with Your participation in telemarketing campaigns. Your service
provider may also collect Your information. These procedures and interaction with Your service provider are
regulated by the policies and terms stated by these organizations and have nothing to do with this Privacy
Policy and other regulating documents on this Website.
Cookies and Web Beacons
Like any other website, CapitalCashFunds.com uses 'cookies'. These cookies are used to store information
including
visitors' preferences, and the pages on the website that the visitor accessed or visited. The information is
used to optimize the users' experience by customizing our web page content based on visitors' browser type
and/or other information.
Childern's Information
Another part of our priority is adding protection for children while using the internet. We encourage
parents
and guardians to observe, participate in, and/or monitor and guide their online activity. The information
from
children under 18 years old is strictly banned and will not be performed on the Website. We provide filters,
which enable anyone of illegal age to provide information on the Website. In case we detect any PII received
from a user under 18 years old, we will immediately delete this information. According to the fact that we
do
not voluntarily collect, store, share or use any PII from the users under 18 years old, we follow and comply
with the Children’s Privacy Protection Act ("COPPA") and this Privacy Policy is built in consideration with
the
provisions of this Act.